Ways to Fund Your BPI Trade Settlement Account

Note:
¹ Please note that the monthly average daily balance (ADB) requirement for your BPI Trade SETA is PHP 500.00. Please maintain your ADB to avoid the PHP 250.00 standard monthly service charge. This ADB requirement takes into account only the funds that are in your BPI Trade SETA, which also earns interest.

² Advisable to keep at least PHP 1000.00 in your BPI Trade Settlement Account to cover the monthly ADB of PHP 500.00 and any Philippine Depository & Trust Corporation (PDTC) Fee of 0.000027777% for daily peso market value of your holdings which is subject to 12% Value Added Tax (VAT).

³ All funds deposited/transferred to your BPI Trade SETA, if done before 10:00 PM on a banking day, will be available in your cash position the next trading day. Moreover, all transactions made during weekends and/or holidays will be considered as transactions of the next banking day (e.g. Monday) and will be credited the following day (e.g. Tuesday).

SOON you’ll be among the first to experience our new and improved funding process.

✨ As part of this upgrade that’s coming soon:

When your account is transitioned, your current BPI Trade Settlement Account (SETA) will no longer be used to fund your BPI Trade account. This means your funds will no longer appear in your SETA—but rest assured, your money remains safe.

All balances associated with your trading account will simply become viewable directly in your BPI Trade account. This is a normal result of the transition and requires no action from you.

Enjoy these first-access upgrades as we prepare bigger and better improvements for your stock trading journey. We will be moving away from the SETA facility and will no longer be using the SETA in order to pave the way for an exciting real-time funding experience that’s coming real SOON!

🤔 What’s Changing?

• We’re making funding simpler and more seamless soon. No need to maintain a separate SETA for your trades anymore!
• Fund your Trading Limit conveniently by using your Account Code.

💳 How to Fund Your Trading Limit Once Transitioned to the New Funding Process

• Locate your Account Code in your BPI Trade profile.
• Fund your account via Pay Bills on the BPI Online or Mobile App.
• Receive a confirmation email from BPI once your funding is successful.

All BPI Trade clients will be transitioned to the upgraded funding process soon. Make sure to check your registered email address to see if your transition schedule has been sent.

While waiting for your transition schedule, please continue to enjoy your funding process using SETA. ✅✅

❓ Curious about the upgraded funding process set to begin soon?
Check this quick guide!

You can fund your BPI Trade account directly once you have been transitioned to the upgraded funding process.

Simply use your Account Code.

How to Locate your Account Code:

1. Through the web platform.
2. Through the mobile app.
3. Through the Statement of Account (SOA).

How to Fund your account via Pay Bills on the BPI Online or Mobile App when the transition starts:

1. Access your BPI Online or BPI App.
2. Go to “Move Money” then select “Pay Bills”.
3. Select BPISEC as your biller.
4. Enter your Account Code as the reference number.